All Risk Incidents What is an all risk incident? - Those things which are covered under your policy that your insurance company doesn't specifically exclude, such as - unintentional spills of liquids & many other accidental household mishaps. If you have suffered any type of damage that is not listed anywhere on our web site contact Interstate Adjusters immediately or call (800) 334-9990 or (215) 333-3388. You may be covered! Your insurance company hires professional adjusters to protect their interest. YOU SHOULD TOO!